HomeAuthor Chelesea L. Vaughan

In the United States, alcohol is not legal until you turn 21. It hasn’t always been this way. It has been as low as 18 for beer and wine. However, now all states, including Virginia, use the same limit at 21. Regardless of the legal limit, though, we know that underage drinking is fairly common....

A person who is facing financial difficulties because of the downturn of the economy might realize that they just can’t get ahead on their bills. Struggling to pay every bill can make life miserable. Fortunately, the laws of this country do provide an outlet for people who need to find financial freedom from the crushing...

You want to get married to your long-term girlfriend, but you have a problem. You’re swamped with debt, and you don’t want your life together to start out with thousands of dollars you can’t afford to pay back. One option you may want to look into is Chapter 7 bankruptcy. While bankruptcy can have a...

Although anyone accused of a crime should receive the presumption of innocence, it is unfortunately common for people to make assumptions about someone’s guilt with certain kinds of criminal charges. Driving while intoxicated (DWI) is one such offense. Most people understand that police will have performed roadside chemical tests prior to an arrest, which might lead them...

You may not realize it, but it’s not only alcohol that can lead to DUI charges. In fact, any substance that intoxicates you or makes it unsafe for you to drive can lead to DUI charges. DUI charges have always been referred to as drunk driving charges, but the reality is that you can also be...

Divorce isn’t easy on your finances. If you were already barely making ends meet as a couple, it’s hard to see how you can manage to support yourself on only one income. It could be even worse if you’re likely to have to pay child support once your divorce is over. Is bankruptcy the answer?...

Exhaustion is a common problem for college students. When it comes to carving a few extra hours of study time out of their nights, all of the coffee in the world may not help — unless they get some study drugs. What are study drugs? Study drugs or “smart” drugs are prescription stimulants that are used...

All it takes is one drink. If your college student gets behind the wheel after drinking alcohol, even one beer, and the police pull them over, they could be convicted of driving under the influence. What could this mean for their future? Why are underage college students vulnerable to a DUI arrest? In Virginia, the...

Restoring your credit after filing for bankruptcy can be tougher than starting from scratch as you work to show lenders and credit card companies that you will pay off your debts after past difficulties. However, it’s possible to make progress quickly, even if your credit score takes a considerable hit. Start by reviewing your credit...

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