HomeAuthor Chelesea L. Vaughan

Health care can cost a fortune in the United States. While receiving medical treatment can be beneficial for one’s personal health, it can also damage their financial health. According to a recent report, 1 in 5 Americans struggle to pay off their medical debt. Luckily, there are methods available for people to get their bills reduced...

When many drivers think of getting a speeding ticket, they think of police cars sitting on the roadside, an officer with a radar gun testing speeds to within half a mile an hour. The reality in Alexandria, Virginia, has not been so high-tech or reliable, according to a recently-released audit. The Alexandria Office of Internal...

Public intoxication laws vary in each state. In Virginia, if the police have reason to believe that you are intoxicated in public, there is a chance they could arrest you. Virginia classifies this criminal offense as a Class 4 misdemeanor. Many people view this charge as a slap on the wrist. However, there could be...

Chapter 13 Bankruptcy can get a bad rap. Some fear that bankruptcy is the gateway to financial ruin when, in fact, it is an option that can help debtors regain control of their financial lives. Chapter 13 does not wipe the slate clean of all debts. Instead, debtors propose a repayment plan to resolve all or part...

Debt comes in many shapes and forms. Some of it is good debt, some of it is bad debt, and some can go either way. Definitions will depend on whom a person asks, but generally, how the debt is structured, and the purpose for accruing it defines it as good or bad. Good debt This is...

It’s no secret that the drinking culture on college campuses is pervasive. Excessive drinking by college students is accepted as a harmless rite of passage by many. Although colleges and universities have alcohol policies and prevention programs, excessive drinking is a widespread problem that fuels risky and reckless behavior. A study by the National Institute...

When you have high debts from multiple creditors, you can receive constant calls from collection agencies. They may call you multiple times a day to try and collect your debt. But when you file for bankruptcy, the automatic stay prevents this harassment. When you file for bankruptcy, you seek relief from creditors calling you. Whether...

Having debt is stressful enough, but dealing with aggressive debt collectors can take that stress to another level. Know your rights when it comes to debt collection to get some peace of mind. You can get some relief through the Fair Debt Collection Practices Act (FDCPA). While the FDCPA does not apply to the principal debtor, this...

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The Roanoke attorneys of Magee Goldstein Lasky & Sayers, PC, proudly serve clients in the areas of divorce law, bankruptcy law, estate law, and criminal defense, located throughout Roanoke, Virginia, and Southwest Virginia, including in Roanoke City, Salem City, Cave Spring, Botetourt, Fincastle, Lexington, Rockbridge County, Bedford County, Smith Mountain Lake, Moneta, Rocky Mount, Boones Mill, Franklin County, Floyd County, Christiansburg, Blacksburg, Radford City, and Montgomery County.