Roanoke Foreclosure Defense Services
Stay in Your Home & Stop Foreclosure with Bankruptcy
A common concern when excessive debt hits is whether you will lose your home. You may have received multiple notices from a lender that it is preparing to foreclose on your house. It may be possible to hold on to your home and reset your financial life, but it is important to act quickly. Once a lender has initiated foreclosure proceedings, it is not required to involve the courts and it becomes significantly more difficult to stop foreclosure.
The Roanoke foreclosure defense attorneys at Magee Goldstein Lasky & Sayers, PC help people who are wrestling with a financial setback work with lenders and keep their homes.
We will examine all options, including:
- Negotiating a loan modification or other agreement with the lender
- Refinancing your home so the monthly mortgage is more affordable
- Keeping your home long enough to sell for a fair price
- Reorganizing your debt through Chapter 13 bankruptcy to allow you to make your monthly mortgage payments
Learn more when you contact our firm today and schedule your free initial consultation.
The First Step Is to Stop Foreclosure
If you have missed a mortgage payment, it is important to meet with our experienced legal team and discuss the options available to you. Filing for Chapter 7 or 13 bankruptcy immediately stops any foreclosure process and provides us time to review your situation and determine the best course of action. In Chapter 13 bankruptcy, you may have up to five years to catch up on missed mortgage payments as long as you are able to stay current on monthly mortgage payments once you file.
Many states allow homeowners a certain amount of time after a foreclosure sale occurs to buy back their home if they can pay their unpaid mortgage debt and any extra fees that have been applied. Virginia is not one of those states, which makes it all the more critical to act promptly if you have missed a mortgage payment and are likely to miss more.
You Are Not Alone
We invite you to meet with our foreclosure defense lawyers in Roanoke to review your options and put a plan in place that will protect your best interests.
A Well Established Reputation Within the Community
Responsive & Direct Legal Counsel
A Tailored Approach for Each Client
Boutique Firm Approach, Large Firm Experience
All of Our Attorneys Have Strong Backgrounds & Industry Experience
Over 30 Years of Experience