Health care can cost a fortune in the United States. While receiving medical treatment can be beneficial for one's personal health, it can also damage their financial health. According to a recent report, 1 in 5 Americans struggle to pay off their medical debt....
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Month: November 2019
City auditor doubts Virginia town’s speeding tickets
When many drivers think of getting a speeding ticket, they think of police cars sitting on the roadside, an officer with a radar gun testing speeds to within half a mile an hour. The reality in Alexandria, Virginia, has not been so high-tech or reliable, according to...
Can you be arrested for public intoxication in Virginia?
Public intoxication laws vary in each state. In Virginia, if the police have reason to believe that you are intoxicated in public, there is a chance they could arrest you. Virginia classifies this criminal offense as a Class 4 misdemeanor. Many people view this charge...
Understanding the benefits of Chapter 13 bankruptcy
Chapter 13 Bankruptcy can get a bad rap. Some fear that bankruptcy is the gateway to financial ruin when, in fact, it is an option that can help debtors regain control of their financial lives. Chapter 13 does not wipe the slate clean of all debts. Instead, debtors...
What is good debt?
Debt comes in many shapes and forms. Some of it is good debt, some of it is bad debt, and some can go either way. Definitions will depend on whom a person asks, but generally, how the debt is structured, and the purpose for accruing it defines it as good or bad. Good...
Consequences for problem drinking among college students
It’s no secret that the drinking culture on college campuses is pervasive. Excessive drinking by college students is accepted as a harmless rite of passage by many. Although colleges and universities have alcohol policies and prevention programs, excessive drinking is...
What are the penalties for marijuana possession in Virginia?
Marijuana use is widespread It can be easy to forget that marijuana is considered a Schedule I controlled substance because its use is so common. According to the National Institute on Drug Abuse, marijuana was the most-used illicit drug in 2015, with over 22 million...
Many older Americans overwhelmed by debt
There are many surprising trends among older Americans. These include the rise of “grey divorce” for couples over 50, but there are none sadder than the skyrocketing numbers of older people who are in financial trouble. According to researchers, notable figures in...
How do I get creditors to stop harassing me?
When you have high debts from multiple creditors, you can receive constant calls from collection agencies. They may call you multiple times a day to try and collect your debt. But when you file for bankruptcy, the automatic stay prevents this harassment. When you file...
Why should you fight a DUI charge?
If a police officer pulls you over for drunk driving, they might have you perform a field sobriety test. But these types of tests only indicate your level of intoxication from a physical standpoint — and many times, they aren’t even accurate. Virginia police officers...